Every December, millions of dollars in unused dental benefits go to waste nationwide. If you’re looking to maximize dental insurance in New Orleans, year-end is an excellent and final opportunity to use coverage you’ve already paid for. At Downtown Dental, Dr. Richard Rathke and our exceptional team help patients plan treatments in a way that makes financial sense while keeping their long-term oral health front and center.
How to Make the Most of Your 2025 Benefits
Your dental insurance includes three major components: preventive coverage, an annual maximum, and your deductible. Preventive visits, like routine cleanings, exams, and x-rays, are usually covered at 100%. Skipping these simple steps can allow minor issues to escalate into far more expensive problems later. If you’ve already met your deductible for 2025, completing pending treatments now minimizes out-of-pocket spending. And because your annual maximum won’t roll into 2026, this is your last chance to use those remaining dollars strategically.
Reasonable Year-End Treatments to Prioritize
Many patients choose to complete fillings, crowns, implants, gum therapy, or cosmetic work before their benefits reset. If you’re considering orthodontic treatment or restorative improvements, Dr. Rathke can analyze what fits within your remaining 2025 benefits and what can be scheduled for early 2026 for optimal coverage. This planning approach often saves patients significant out-of-pocket expenses over the course of multi-step dental care.
Why Schedule Early?
Simply? November and December fill up quickly. Insurance companies also sometimes experience processing delays this time of year. Booking now ensures you secure an appointment when you want it, while allowing plenty of time for pre-authorizations, lab work, or multi-step procedures.
Efficient, Effective, Patient-Centered Dentistry in New Orleans
If you’re in New Orleans and want to learn more about maximizing your dental insurance before year-end and its many benefits, contact Dr. Rathke and the caring and skilled Downtown Dental team to schedule a consultation.